PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. THEY GOVERN YOUR ACCESS AND USE OF THIS WEB SITE.

By accessing or using this Web site, you agree to be bound by the following terms and conditions concerning your use of this Web site (“Terms of Use”) and Naviant’s Privacy Policy. Naviant may make changes to the content of this Web site, the Terms of Use, and Privacy Policy at any time without notice to you. The revised Terms of Use and Privacy Policy shall be posted on this Web site. You are responsible for regularly reviewing these Terms of Use and Privacy Policy. Your continued use of this Web site following any changes shall constitute your acceptance of such changes. If you do not agree to the Terms of Use and Privacy Policy, then you may not use this Web site.

Use of this Web site

Contents may be used solely for the furtherance of your relationship with Naviant and you may not copy, use, modify, distribute, transfer, download, upload, resell, or republish any of the Contents of this Web site without the prior written authorization of Naviant.

Copyrights and Other Intellectual Property

Except where otherwise expressly noted or as noted below, all materials and information contained on this Web site, including but not limited to, all images, pictures, logos, illustrations, designs, photographs, video clips, text, icons, graphics, case studies, white papers, press releases, designs, overall appearance of this Web site, and written and other materials that appear on this Web site are copyrights, trademarks, trade dress or other intellectual property owned, controlled, or licensed (all of which, collectively, are herein referred to as the “Contents”) by Naviant or are the property of their respective owners and are protected by U.S. and international copyright laws and conventions.

Disclaimer

THE WEB SITE, ITS CONTENTS, SOFTWARE, PRODUCTS, AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. USE OF THE WEB SITE AND ITS CONTENTS IS AT YOUR SOLE RISK. THE WEB SITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. NAVIANT MAKES NO WARRANTY THAT: (A) THIS WEB SITE WILL MEET YOUR REQUIREMENTS; (B) THIS WEB SITE WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS; (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS WEB SITE OR ANY SERVICES OFFERED THROUGH THIS WEB SITE WILL BE ACCURATE OR RELIABLE; OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THIS WEB SITE WILL MEET YOUR EXPECTATIONS. ANY CONTENT OR SOFTWARE DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THIS WEB SITE IS DONE AT YOUR OWN DISCRETION AND RISK. NAVIANT SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY CONTENT OR SOFTWARE.

Limitation of Liability

In no event shall Naviant be liable for any damages, including, without limitation, direct, indirect, incidental, special, consequential, punitive damages, or damages for loss of data, profits, revenue, incurred by you or any third party, whether under a contract, tort or any other theory of liability, arising in connection with any party’s use of this Web site or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line system failure, loss of data, or loss of use related to this Web site or any Web site operated by any third party or any contents of this Web site or any other Web site, even if Naviant is aware of the possibility of such damages.

Indemnity

You agree to defend, indemnify and hold harmless Naviant, its officers, directors, employees and agents from and against any and all claims, liabilities, damages, losses or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your access to or use of this Web site or breach by you of the Terms of Use.

Submissions

If you submit any information to Naviant via this Web site, the information shall be deemed and shall remain the property of Naviant and Naviant shall have the right to use that information in furtherance of Naviant’s business.

Privacy Policy

Naviant is concerned about your privacy and has developed a policy to address privacy concerns. You can find the current privacy policy at /privacy-policy.

Passwords

You are responsible for maintaining the confidentiality of any password(s) you are given to access this Web site, and are fully responsible for all activities that occur under your password(s). You agree to notify Naviant immediately of any unauthorized use of your password(s).

Links to Third Party Web sites, Content, Products, Services

Naviant may establish links between this Web site and one or more Web sites operated by third parties. Naviant has no control over any such other Web sites, the contents therein or the products/services offered. The existence of any such links shall not constitute an endorsement, representation or warranty by Naviant of such Web sites, the contents of the third party websites, the products or services of such Web sites or the operators of the Web sites. Naviant disclaims responsibility for the privacy policies and customer information practices of third-party Internet sites hyperlinked to this Web site. If you choose to purchase any products or services from a third party, your relationship is directly with the third party. You agree that Naviant is not responsible for: (a) the quality of third party products or services; and (b) fulfilling any of the terms of your agreement with the seller, including delivery of products or services and warranty obligations related to purchased products or services. You agree that Naviant is not responsible for any loss or damage of any sort you may incur from dealing with any third party.

Termination of Use

You agree that Naviant may, in its sole discretion, at any time terminate your access to this Web site and any account(s) you may have in connection with this Web site. Access to this Web site may be monitored by Naviant.

Applicable Law

All matters relating to your access to, and use of, this Web site shall be governed by U.S. federal law or the laws of the State of Wisconsin. Any legal action or proceeding relating to your access to, or use of, this Web site shall be instituted in a state or federal court in Dane County, Wisconsin. You and Naviant agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding.

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